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School Reports in Seminole County, Orlando and Osceola County, Florida

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Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Q	In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
A	Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen.
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The Bill Ucci Team, REALTOR®, real estate agent and broker for Seminole County, Orlando and Osceola County, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Bill Ucci Team
Keller Williams Advantage Realty
1750 W. Broadway Street, Suite 106
Oviedo, FL 32765
407-977-7600
Fax: 407-977-7612
billucci@NUMBER1EXPERT.com

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